💸Refi
What we are building is the next-generation regenerative finance crypto product on the market.
Regenerative Finance is a term for financial products that positively impact People, Planet, and Profit.
This allows the greater population to profit off one of the greatest for-purpose changes we have ever seen, the decentralized ownership and building of sustainable infrastructure.
Our deep market knowledge in the intersection of sustainable infrastructure development & funding, paired with decentralized finance allows us to have the foresight to create and sustain the competitive advantages in the HomeDAO Ecosystem.
The ability to attract credit-worthy and profitable sustainable projects
The ability to attract experienced energy developers
To create financial products that are highly competitive rate structure
To create financial products that have maximum market utility
Loan Protocol & Risk Reduction
We are creating joint venture relationships with SEC and FDIC-regulated banks to purchase 50% of their underwritten sustainable loan pool backed with Investment Grade credit.
This means there is a sub-1% default rate on the loan paper.
We lend approximately 30% of the monetary base in the DAO treasury, which allows us to be over-collateralized.
Asset Liability Management is a major focus, making sure the terms we are lending on are secure relative to the deposits in the vault.
Our goal is to continually partner with more regulated lending entities to expand the number of qualified underwritten projects.
This also allows us to build an ecosystem of financing options to drive rates lower for all associated renewable/sustainable energy developers.
As a result of creating this competitive bidding mechanism, more projects will be deployed.
This allows us to positively and directly influence the global sustainability markets through web3.
The more projects we are able to finance and build increase the profitability of the DAO.
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